One of the biggest racebooks in the country is TwinSpires, which covers hundreds of meetings worldwide. It is the online wagering arm of Churchill Downs Incorporated, the Louisville company behind the Kentucky Derby, and TwinSpires says horse wagering is available in nearly 40 states. TwinSpires launched in 2007, and it is now one of the most respected names in the country for horse racing fans.
In our TwinSpires review 15 sections
- TwinSpires Bonus Code November 2026
- TwinSpires overview: the Kentucky Derby’s own racebook
- Who runs TwinSpires and how it is licensed
- TwinSpires welcome offer and ongoing promotions
- Where TwinSpires is legal
- Age requirements at TwinSpires
- How to open a TwinSpires account
- Top races to bet on at TwinSpires
- TwinSpires deposit methods and fees
- TwinSpires features for handicappers
- TSC Elite rewards program
- Customer support
- Responsible wagering
- TwinSpires and horse racing betting in 2027
- More
TwinSpires Bonus Code November 2026
There is no TwinSpires bonus code to enter in November 2026. Here is the current TwinSpires new-customer offer, what it takes to claim it and the terms that matter.
Up to $200 sign-up bonus: $100 in bonus cash for every $400 wagered
New customers 21+ in eligible states. T&Cs apply.
| TwinSpires bonus code | GET! code applied automatically |
|---|---|
| TwinSpires bonus | Up to $200 sign-up bonus: $100 in bonus cash for every $400 wagered |
| Legal states | Arizona, Colorado, Indiana, Kentucky, Michigan, Pennsylvania, |
| Terms | New customers 18+ (21+ in some states) in eligible states. Wager $800 within 30 days to unlock the full $200. One offer per household. |
| Special offers | Churchill Downs' house racebook for the Kentucky Derby |
| Min. deposit or stake | $400 wagered per $100 bonus |
| URL | twinspires.com |
| Verified by American.Bet | October 30, 2026 |
TwinSpires overview: the Kentucky Derby’s own racebook
As you would imagine from a product of Churchill Downs Inc, the parent company of Churchill Downs racetrack and the Kentucky Derby, horse racing comes first at TwinSpires. The racebook quickly became a first choice for racing fans betting online after launch. Few racebooks in the U.S. match its scale, and that is helped by wagering on racing in the United Kingdom, Ireland, Australia, Japan, France and across North America.
Churchill Downs grew the business further in 2017 when it bought the BetAmerica ADW, which was later folded into TwinSpires. That puts its footprint on a par with rivals such as TVG (now FanDuel Racing) and AmWager. Betting menus are extensive, with win, place and show plus exactas, trifectas, superfectas and multi-race wagers such as the Pick 4 and Pick 5.
The sleek design of the racebook appeals to both seasoned and novice bettors. TwinSpires also publishes a steady stream of editorial through its Edge section, including previews and reviews of the biggest race meetings throughout the year.
Who runs TwinSpires and how it is licensed
TwinSpires.com is operated by Churchill Downs Technology Initiatives Company (CDTIC), a subsidiary of Churchill Downs Incorporated, with formal notices handled from Louisville, Kentucky. Under its terms, TwinSpires is a licensed account wagering provider in Oregon, and opening an advance deposit account means your wagers are deemed placed in Oregon and governed by Oregon law. Non-payment disputes follow Oregon Racing Commission rules.
That Oregon hub model is how most national ADWs operate. It does not override your own state’s law, though. You must live in a jurisdiction where TwinSpires is legal and offered, and the terms say you must stop wagering if you move somewhere that does not allow pari-mutuel account wagering.
TwinSpires welcome offer and ongoing promotions
The current offer for new customers: Up to $200 sign-up bonus: $100 in bonus cash for every $400 wagered. New customers 18+ (21+ in some states) in eligible states. Wager $800 within 30 days to unlock the full $200. One offer per household.
New-customer promotions at TwinSpires change through the racing calendar and can vary by state, so check the operator’s site for the current offer and its terms before you deposit. Welcome deals at racebooks are usually tied to wagering volume over a set period rather than a straight deposit match, so read how much you need to bet and how quickly.
TwinSpires also runs a promotions calendar for existing players, with racing-specific contests, bet-back offers on selected races and big-event tournaments around the Triple Crown and Breeders’ Cup.
Where TwinSpires is legal
TwinSpires says horse wagering is available in nearly 40 states. The operator does not publish a single state list on its terms page; eligibility is “a resident of a jurisdiction where the TwinSpires wagering system is legal and offered.” States with confirmed TwinSpires access include:
- horse racing in Kentucky, home of Churchill Downs and the Kentucky Derby
- Arizona, where online horse racing wagering opened to residents on September 9, 2021
- Colorado, Indiana, Michigan, Pennsylvania and Tennessee
Some states restrict particular tracks or race types. In Arizona, for example, online wagering is limited to the hours of operation of eligible tracks and off-track betting sites, and harness racing is not available. The sign-up form checks your address and location before an account is approved.
Age requirements at TwinSpires
The minimum age is 18, or the higher legal wagering age where your state sets one. TwinSpires requires residents of Arizona, Indiana, Iowa and Washington to be 21 or older.
How to open a TwinSpires account
Bettors looking to start wagering on the wide selection of meetings covered at the racebook need to create an account. Signing up for a TwinSpires account works like this:
- On the TwinSpires homepage, click “Join Now” in the corner of the screen.
- Enter your name, email address and date of birth.
- On the next page, enter your home address before setting a username and password.
- Verify your identity and email address, then add funds to your account.
Accounts can only be funded from personal financial accounts in the account holder’s name.
Top races to bet on at TwinSpires
All significant horse races around the world can be found at TwinSpires. That includes all Triple Crown races, as well as the Breeders’ Cup. Wagers can also be placed on major international races such as the Grand National, Melbourne Cup and the Epsom Derby. Some of the biggest events available to customers include:
- Kentucky Derby and Kentucky Oaks
- Belmont Stakes
- Preakness Stakes
- Breeders’ Cup
- Grand National
- Cheltenham Festival
- Melbourne Cup
- Epsom Derby
TwinSpires deposit methods and fees
Customers can use several methods to fund a TwinSpires account. ACH transfers through EZMoney are free with a $10 minimum, and online bill pay through EZBank has no fee. Visa and Mastercard cards, PayPal and Apple Pay each carry a $5 fee. Cash options include Green Dot, MoneyGram and PayNearMe, and you can also use wire transfer, personal check, money order or cashier’s check.
ACH deposits can be wagered before they clear, but you cannot withdraw those funds until your bank confirms the transfer. Accounts left inactive for 12 months or more may be charged a monthly fee of $5 or 5% of the balance, whichever is greater.
TwinSpires features for handicappers
TwinSpires is unusually strong on handicapping tools. Some of the most useful features include:
- Betting interfaces: race programs can be viewed in Classic, Basic, Advanced, Speed, Class, Pace and Tips formats.
- Live streaming: races worldwide can be streamed on the website and app.
- Expert picks: brisPICKS and Edge articles from industry handicappers.
- Bet Share and conditional wagering: pool a ticket with friends, or set a wager to trigger only when odds conditions are met (conditional wagers are web only).
- Calendar and results: upcoming races from around the world each day, with historical results.
- How-to guides: detailed guides for beginners, including track details, bet types and handicapping.
TSC Elite rewards program
Every TwinSpires account holder is enrolled in TSC Elite, the Churchill Downs player rewards program. You earn four points per dollar wagered at Churchill Downs Inc tracks and one point per dollar at all other tracks. Points convert to bonus dollars at 1,000 points per $1.
There is also a VIP program with Bronze, Silver and Gold tiers based on wagering volume, plus an invitation-only Platinum level. VIP accounts get a higher wager cancellation cap ($3,000 versus $500 for standard accounts).
Customer support
TwinSpires offers live chat, a phone line (1-877-SPIRES-1) and email support. The phone team is listed as available daily from 9 a.m. to midnight ET. The help center is the first place to look for answers on deposits, withdrawals and account rules.
Responsible wagering
Horse racing is gambling, and you can lose money. Set a budget before you play and use deposit limits in your account settings. If betting stops being fun, call 1-800-GAMBLER for confidential help, or visit GambleAware.org. Our responsible gambling guide lists more resources.
TwinSpires and horse racing betting in 2027
The 153rd Kentucky Derby
The Kentucky Derby returns to Churchill Downs on the first Saturday in May 2027, which is the busiest betting day of the year on TwinSpires. Expect Derby-specific contests and promotions in the build-up.
New Jersey’s single-vendor model
New Jersey made NYRA Bets the managing vendor of its online pari-mutuel system in July 2026, and other platforms need approval to enter. Watch whether TwinSpires seeks a route into that market.
Prediction markets and racing
Federal regulators and states are still fighting over event contracts in court. Any move by exchanges into horse racing contracts would put them in direct competition with pari-mutuel racebooks like TwinSpires.
What is the TwinSpires joining bonus code and sign-up offer for November 2026?
There is no TwinSpires bonus code to enter when you join. The sign-up offer is Up to $200 sign-up bonus: $100 in bonus cash for every $400 wagered. Minimum: $400 wagered per $100 bonus. New customers 18+ (21+ in some states) in eligible states. Wager $800 within 30 days to unlock the full $200. One offer per household. Last verified by American.Bet on October 30, 2026.
Is there a TwinSpires welcome offer?
TwinSpires runs new-customer promotions that change through the racing calendar and can vary by state. Check the operator’s site for the current offer and terms.
Can I bet on the Kentucky Derby with TwinSpires?
Yes. TwinSpires is owned by Churchill Downs Incorporated and offers wagering on all Triple Crown races, including the Kentucky Derby and Kentucky Oaks.
How old must I be to open a TwinSpires account?
The minimum age is 18, or higher where state law requires. Residents of Arizona, Indiana, Iowa and Washington must be 21.
Is TwinSpires legal in my state?
TwinSpires says horse wagering is available in nearly 40 states. The sign-up process checks your residency, and you must live in a state where the TwinSpires wagering system is offered.
Does TwinSpires charge deposit fees?
ACH through EZMoney and online bill pay are free. Card, PayPal and Apple Pay deposits carry a $5 fee.
